On This Page:
How Affordable Are Master’s in AI Programs?
The cheapest online master’s in AI programs in the USA cost less than $20,000. In fact, the three most affordable online AI master’s programs in our 2026 rankings—offered by Georgia Tech, Georgia Southern University, and Eastern University—are currently priced under $10,000. In early 2026, the cost of Georgia Tech’s OMSCS – AI was $8,950, an estimate which includes the per semester technology fee for 5 semesters. Even the total cost of UT Austin’s Online MSAI was only $10k + fees.
Since our last mid-year update, we’ve also noticed a huge influx of reasonably priced online AI degrees appearing on the market:
- There are now 27 programs/schools in our affordable rankings: 13 are holdovers from last year and 14 are new entries. Of those that are holdovers, 11 schools kept their prices the same and only 2 raised their tuition rates.
- The Southeast and the Midwest regions tend to offer the cheapest online master’s in AI degrees. Our rankings include 4 Georgia schools, 3 Texas schools, 2 Alabama schools, 2 Mississippi schools, and 3 Missouri schools.
- You don’t have to sacrifice quality for price! Six schools in our affordable rankings are Carnegie R1 universities: Georgia Tech, UT Austin, CU Boulder, UNM, Mississippi State, and USF.
Use our handy cost comparison table and detailed program profiles to explore all of your choices. Each profile includes a breakdown of costs, as well as advice for prospective applicants. Compare the total prices of an affordable online master’s in artificial intelligence degree and explore AI research & career-building opportunities within each school.
Most Affordable Online Master’s in AI Degrees for 2026
1 Georgia Institute of Technology – Atlanta, GA
Online Master of Science in Computer Science (OMSCS) – Artificial Intelligence
Priced at $8,950 in 2026, Georgia Tech’s Online Master of Science in Computer Science – Artificial Intelligence is the most affordable online master’s in AI in the USA. In our estimate, we’ve included the mandatory $129 per semester technology fee for 5 semesters. This fee will go up or down depending on how many semesters it takes to finish the degree. See the latest tuition chart for more info.
Affordable Highlights
- Total Program Cost: $8,950
- Cost Per Credit: $225 + Technology Fee
- Credits: 30
- Program Length: 2-4 Years
- More Info: Tuition & Fees
Why Study AI Online at Georgia Tech?
Georgia Tech’s OMSCS is the online version of its rigorous on-campus master’s program. It’s taught by faculty in a number of schools and backed by the School of Interactive Computing’s work in Artificial Intelligence & Machine Learning and the School of Computational Science and Engineering’s AI & ML research. Take a look at the FAQs and the Student Life section to see how unique it truly is!
For this profile, we’re highlighting the Artificial Intelligence specialization, but the OMSCS is also available in a Machine Learning track. For more info on Georgia Tech’s research strengths, examine the detailed profile in our Best Online Master’s in AI rankings. It’s a Carnegie R1 university.
2 Georgia Southern University – Statesboro, GA
Online Master of Science in Computer Science (MSCS) – Machine Learning
If you can commit to 2 courses per semester, the baseline cost of Georgia Southern University’s Online Master of Science in Computer Science – Machine Learning will be $9,855. The cost per credit is $284, but we’ve also included the mandatory Online Learning Fee for 5 semesters in our price estimate (Statesboro Campus). It’s also available in a hybrid format for Georgia-based students.
Affordable Highlights
- Total Program Cost: $9,855
- Cost Per Credit: $284 + Online Learning Fee
- Credits: 30
- Program Length: 2 Years
- More Info: Tuition & Fees
Why Study AI Online at Georgia Southern?
The curriculum for Georgia Southern’s online MSCS features core requirements in AI, database systems design, algorithms, and computing, as well as a 9-credit concentration. We’ve highlighted Machine Learning, but concentrations in Software Engineering, Software & Cyber Security, and Data & Knowledge Systems are also available.
It’s a good pick for computing professionals who would like to get stuck into advanced concepts—students in the MSCS can opt to pursue a thesis, research project, or a coursework-only plan of study. If you’re thinking of a research route in ML, take a minute to evaluate Department of Computer Science faculty profiles and this list of their recent publications.
3 Eastern University – St. Davids, PA
Online Master of Science (MS) in Applied Artificial Intelligence
Eastern University’s Online Master of Science in Applied Artificial Intelligence is priced at $300 per credit for 33 credits—this means you can earn a master’s degree in AI for just $9,900. Commit to 6 credits per 7-week session and you’ll finish this 100% online, self-paced program in 2.5 semesters.
Affordable Highlights
- Total Program Cost: $9,900
- Cost Per Credit: $300
- Credits: 33
- Program Length: 10 Months or More
- More Info: Tuition & Fees
Why Study AI Online at Eastern?
In addition to being both short & affordable, Eastern’s online MS in Applied AI has a common sense curriculum for anyone in a technical field. The core of the program involves courses in foundations of AI, ML models, data science & analytics, and applied data science. But you’ll also be exposed to all of the usual sub-fields of AI, including NLP, data engineering, and the Cloud.
Unlike Georgia Tech or UT Austin, Eastern is not a big name in artificial intelligence circles—it’s a small Christian university in Pennsylvania. However, the School of Mathematics and Computational Sciences has a roster of data science faculty and the price is hard to beat. You’ll also be able to create a 100% custom AI project for your final capstone experience.
4 University of Texas at Austin – Austin, TX
Online Master of Science in Artificial Intelligence (MSAI)
With a total program cost of $10,000 plus fees, UT Austin’s Online Master of Science in Artificial Intelligence is a smart investment for both recent graduates and experienced career professionals. The degree is well-respected in AI employment circles! Better yet, UT Austin has kept the price of their online MSAI consistently low for a number of years.
Affordable Highlights
- Total Program Cost: $10,000 + Fees
- Cost Per Credit: $333.33
- Credits: 30
- Program Length: 18-36 Months
- More Info: Tuition & Fees
Why Study AI Online at UT Austin?
UT Austin’s Master of Science in Artificial Intelligence is a 100% online graduate program delivered in partnership with edX, one of the world’s largest providers of flexible, virtual courses. It’s also offered by the best university for AI in Texas and a Carnegie R1 institution. Read more about UT Austin’s research strengths in our Best Online Master’s in AI rankings!
The customizable curriculum includes a mandatory course in Ethics of Artificial Intelligence and 9 electives. You can select anything from foundational courses in deep learning & ML to advanced electives in AI in healthcare, NLP, computational logic, and optimization.
5 University of the Cumberlands – Williamsburg, KY
Online Master of Science in Artificial Intelligence (MSAI)
University of the Cumberlands offers one of the most affordable AI programs in the country, delivering a 31-unit Online Master of Science in AI with a cost of only $11,005. Folks who wish to test the waters can start with the 12-credit Online Graduate Certificate in Artificial Intelligence before deciding on a master’s degree.
Affordable Highlights
- Total Program Cost: $11,005
- Cost Per Credit: $355
- Credits: 31
- Program Length: 20 Months
- More Info: Tuition & Fees
Why Study AI Online at UC?
In addition to foundational work in AI, coursework for UC’s online MSAI includes the application of AI in areas such as business, healthcare, and risk management. The degree culminates in a capstone course that allows students to apply their knowledge to complete a business-related project or applied learning practicum/internship. View the Graduate Catalog for detailed course descriptions.
This private Christian university isn’t as big as Georgia Tech or UT Austin, but it is one of only three Kentucky universities to earn the coveted distinction as a National Center of Academic Excellence in Cyber Defense (CAE-CD). Ask if you can have a virtual coffee with a faculty member from the School of Computer and Information Sciences before applying.
6 Belhaven University – Jackson, MS
Online Master of Science (MS) in Applied Artificial Intelligence
When you factor in the mandatory per credit Tech & Resource fee, the total cost of Belhaven University’s Online Master of Science in Applied Artificial Intelligence is $11,160. (That’s why our estimate is a little higher than the price quoted on the program page). Belhaven is a private evangelical Christian university, so the cost is the same for all students, regardless of their state of residence.
Affordable Highlights
- Total Program Cost: $11,160
- Cost Per Credit: $332 + Tech & Resource Fee
- Credits: 30
- Program Length: 18 Months or More
- More Info: Tuition & Fees
Why Study AI Online at Belhaven?
Belhaven’s business AI program is one of the first in our affordable rankings that’s open to candidates from any field—no coding or technical experience is required to apply. We wouldn’t recommend it for technical folks who need an in-depth qualification, but it may suit Christian professionals who are looking for a faith-based AI degree.
The curriculum features baseline training in areas like generative AI, data-driven decision making, AI project management, and AI applications in business, marketing, and finance. There’s a mandatory capstone project and an optional concentration in Data Science.
7 Columbus State University – Columbus, GA
Online Master of Science in Applied Computer Science (MSACS) – Artificial Intelligence and Data Science
At Columbus State University, students can earn an Online Master of Science in Applied Computer Science with a specialization in AI and data science for $12,085. The program is delivered through the Turner College of Business & Technology and the TSYS School of Computer Science. In our final price estimate, we’ve included the $395 per semester Online Learning Fee for 5 semesters.
Affordable Highlights
- Total Program Cost: $12,085
- Cost Per Credit: $337 + Online Learning Fee
- Credits: 30
- Program Length: ~1-2 Years
- More Info: Tuition & Fees
Why Study AI Online at CSU?
CSU’s online graduate program in AI has a balanced plan of study. Within the AI & Data Science concentration, you’ll find practical coursework in core concepts like intelligent systems and cybersecurity, followed by advanced credits in areas like applied ML, deep learning, and data science. You can even choose an internship or thesis as an elective.
The TSYS School of Computer Science is well-respected for its continued partnerships with regional business leaders & industries. If you’re thinking about using your electives to focus on cyber AI, it’s worth noting that the TSYS Cybersecurity Center is an NSA Center of Academic Excellence in Cyber Defense (CAE-CD). Check out the Advisory Board.
8 Kennesaw State University – Kennesaw, GA
Online Master of Science in Artificial Intelligence (MSAI)
The $13,490 cost of KSU’s Online Master of Science in Artificial Intelligence is for part-time study—you’d pay this price if you were taking 6 credits per semester for 5 semesters. Finish the degree in a shorter period of time and you may end up paying even less! See the E-Tuition (Online) chart for more details. We’ve included the mandatory per semester Online Learner Fee in our quote.
Affordable Highlights
- Total Program Cost: $13,490
- Cost Per Credit: $393 + Online Learner Fee
- Credits: 30
- Program Length: 1-2 Years
- More Info: Tuition & Fees
Why Study AI Online at KSU?
KSU’s interdisciplinary online MSAI is completely devoted to artificial intelligence, including required work in AI, ML, neural networks & deep learning, and ethics. The Graduate Catalog contains course descriptions. You’ll have the option to select 9 credits of electives, as well as a master’s thesis or team-based capstone for your final project.
Before applying, be sure to investigate the Machine Vision & Security Lab within the College of Computing and Software Engineering (CCSE), as well as the work of faculty in the Department of Computer Science. KSU is particularly strong on the intersection of AI and cybersecurity. In 2023, it also launched a new AI Ethics Lab—focusing on the U.S. financial services industry—with funding from Equifax.
9 Western Governors University – Millcreek, UT
Online Master of Science in Computer Science (MSCS) – AI and Machine Learning
WGU’s Online Master of Science in Computer Science – AI and Machine Learning is a self-paced program that charges tuition by six month terms. If you complete your degree in 1.5 years, you’ll pay $13,755, including the e-books and resources fee. Finish it in one year and you’ll pay $9,170.
Affordable Highlights
- Total Program Cost: $13,755 (1.5 Years)
- Cost Per Credit: $4,385 Per Term + E-Books & Resources Fee
- Credits: 10 Courses
- Program Length: Self-Paced
- More Info: Tuition & Fees
Why Study AI Online at WGU?
WGU’s competency-based model makes this online MSCS an ideal choice for folks who wish to earn a technical AI degree in a short period of time! As long as you are able to master the material and pass the performance assessments, you can move as fast as you want. You’ll also be assigned a program mentor who can help you set weekly goals.
This is also a coursework-only program. The curriculum consists of 4 courses in computer science (e.g. computer architecture, applied algorithms, etc.); 1 course in risk management; and 5 courses in artificial intelligence. In addition to AI & ML foundations, you’ll explore areas like deep learning, NLP, and advanced AI.
10 Amberton University – Garland, TX
Online Master of Science (MS) in Applied Artificial Intelligence
When you include mandatory fees, the total cost of Amberton’s 100% Online Master of Science in Applied Artificial Intelligence is $13,860. Tuition is $325 per credit and program & technology fees come to $60 per credit in total.
Affordable Highlights
- Total Program Cost: $13,860
- Cost Per Credit: $325 + Program & Technology Fees
- Credits: 36
- Program Length: 18-24 Months
- More Info: Tuition & Fees
Why Study AI Online at Amberton?
Amberton is a private Christian university that offers degrees to working professionals & non-traditional students. This particular online MS is a non-technical program designed for business folk who wish to spearhead AI transformation within their organizations.
The curriculum is split into three parts; 6 hours of required graduate studies (e.g. ethics & research); 18 hours in the AI major, including work in business & predictive analytics; and 12 hours of business-focused electives. All students work on an industry-aligned AI portfolio throughout the degree.
11 Athens State University – Athens, AL
Online Master of Science in Computer Science (MSCS) – Artificial Intelligence
In 2026, Athens State was offering their Online Master of Science in Computer Science – Artificial Intelligence (Non-Thesis) for a baseline price of $15,411. This price is the same for in-state and out-of-state students. For our cost quote, we’ve used the $380 per credit rate for graduate, non-traditional distance students and added the mandatory per credit fees. Choose the Thesis Option (34-36 credits) and you’ll pay a little extra.
Affordable Highlights
- Total Program Cost: $15,411
- Cost Per Credit: $380 + Mandatory Fees
- Credits: 33-36 (Non-Thesis Option)
- Program Length: ~1.5-3 Years
- More Info: Tuition & Fees
Why Study AI Online at Athens State?
Athens State’s online MSCS in AI would be a strong affordable pick for computing professionals interested in advanced theory & methods. Even students who opt for the non-thesis track must complete a research-based capstone project.
The Graduate Catalog contains full details on coursework for the Non-Thesis and Thesis tracks. All MSCS students tackle breadth courses in computer science (e.g. programming languages theory) before exploring the AI concentration. This consists of technical courses in ML, intelligent systems, and event modeling & simulation.
12 Utah Valley University – Orem, UT
Online Master of Science in Applied Artificial Intelligence (MS-AAI)
If you’re able to commit to 6 credits per semester, Utah Valley University’s Online Master of Science in Applied Artificial Intelligence will cost $15,448. This price is the same for in-state and out-of-state students and includes all mandatory fees. We’ve used the standard 5-semester plan of study for our calculations—see the tuition chart if you’re thinking of taking longer.
Affordable Highlights
- Total Program Cost: $15,448
- Cost Per Credit: $514.92
- Credits: 30
- Program Length: 20 Months or More
- More Info: Tuition & Fees
Why Study AI Online at UVU?
It’s important to note that UVU’s online MS-AAI program is only open to U.S. citizens or permanent residents; international students are not eligible. However, there are no restrictions on background—candidates with a minimum 3.0 GPA and a bachelor’s degree in any field are welcome to apply. (A technical undergraduate major is recommended, but not required.)
Have a look at the curriculum before you make a decision. UVU’s program is focused on the business end of AI, with 27 credits of required courses in areas like AI in business, Python, ML, data-driven decision making, and strategic implementation of AI systems. There’s one elective and a final applied AI capstone project.
13 Troy University – Troy, AL
Online Master of Science in Computer Science (MSCS) – Artificial Intelligence
In 2026, the total cost of Troy’s Online Master of Science in Computer Science – Artificial Intelligence came to $15,675. Thanks to the TROY Online graduate tuition rate, this price is the same for in-state and out-of-state students. (Alabama residents may wish to consider the on-campus or hybrid version.)
Affordable Highlights
- Total Program Cost: $15,675
- Cost Per Credit: $475
- Credits: 33
- Program Length: ~1-2 Years
- More Info: Tuition & Fees
Why Study AI Online at Troy?
The curriculum for Troy’s online MSCS – AI is built on a solid foundation of computer science. That means you’ll be taking breadth courses in areas like computer architecture, operating system principles, and algorithms before specializing in advanced AI and ML topics. You can opt for a non-thesis or thesis pathway.
Want an insider’s opinion? Troy is happy to connect potential applicants with faculty members and current students in the program. Use the Faculty & Staff page to examine the bios of your potential professors and find contact details for the Department of Computer Science.
14 University of Colorado Boulder – Boulder, CO
Online Master of Science in Artificial Intelligence (MS-AI) on Coursera
CU Boulder’s Online Master of Science in Artificial Intelligence on Coursera is available at the low price of $15,750. The cost per credit is $525 and there are no additional fees. Because the program is 100% online, tuition is the same for all students, regardless of their state of residence. You can also preview courses before you commit to the degree.
Affordable Highlights
- Total Program Cost: $15,750
- Cost Per Credit: $525
- Credits: 30
- Program Length: 12-24 Months
- More Info: Tuition & Fees
Why Study AI Online at CU Boulder?
Even though it is offered over Coursera, CU Boulder’s online MS-AI is a fully accredited program from a Carnegie R1 university in Colorado. And your diploma will not say Coursera on it. The program is geared towards applicants with a strong foundation in computing and programming & software development experience, but anyone is welcome to enroll and a prior degree is not required for admission.
We particularly like the way that the non-thesis curriculum is structured. You’ll complete 15 credits in required breadth courses and 15 elective credits, including at least four full specializations in areas such as computer vision, NLP, robotics, data mining, etc. And since you can go at your own pace, it’s ideal for working professionals.
15 Concordia University, St. Paul – Saint Paul, MN
Online Master of Science in Artificial Intelligence (MSAI)
At only $525 per credit, the total cost of Concordia University, St. Paul’s Online Master of Science in Artificial Intelligence is $15,750 (2026 price). There is no application fee or other mandatory fees. The only miscellaneous fees are for textbooks and course supplies.
Affordable Highlights
- Total Program Cost: $15,750
- Cost Per Credit: $525
- Credits: 30
- Program Length: 1.5 Years or More
- More Info: Tuition & Fees
Why Study AI Online at CSP?
CSP’s coursework-only MSAI is 100% online with asynchronous delivery. This means you can study on your own time. See the FAQ section for details. Unlike CU Boulder’s similarly priced program, this MSAI is designed for applicants from a wide variety of backgrounds—any bachelor’s degree is acceptable.
Having said that, it’s worth noting that CSP’s curriculum is geared towards aspiring AI engineers & AI project managers. In addition to work in project management, enterprise architecture, and database systems, the fixed 10-course plan of study includes credits in AI & HPC, cloud architecture, computer vision, ML & LLMs, reinforcement learning, and deep learning & neural networks.
16 University of Central Missouri – Warrensburg, MO
Online Master of Science (MS) in Data Science & Artificial Intelligence
The price of UCM’s Online Master of Science in Data Science & AI is $16,502; this applies to in-state and out-of-state students. For our calculations, we used the tuition rate for CS/CIS graduate courses. Online students are subject to all student fees, so our cost quote also includes the per credit hour fee for anyone taking under 9 credits per semester.
Affordable Highlights
- Total Program Cost: $16,502
- Cost Per Credit: $498.50 + Student Fees
- Credits: 30
- Program Length: 1-2 Years
- More Info: Tuition & Fees
Why Study AI Online at UCM?
The curriculum kicks off with a focus on data science (e.g. programming foundations) before quickly pivoting into an AI concentration area. You’ll be schooled in fundamentals like ML and neural networks, but you’ll also have the option to choose 3 electives in areas like cybersecurity, software engineering, and advanced computer science. You could even opt for an internship, thesis and/or master’s project.
UCM has a lot going for it. The Department of Computer Science and Cybersecurity has a CAE-CD designation, ABET accreditation, and a solid track record for graduates—95% of alumni are employed within 6 months. It’s a particularly strong choice for anyone interested in working within the Kansas City region—the Missouri Innovation Campus (MIC) has ties to a number of startups, research institutions, and tech companies. Check out its list of corporate partners.
17 University of New Mexico – Albuquerque, NM
Online Master of Science in Computer Engineering (MSCE) – Applied Machine Learning and Artificial Intelligence Systems Engineering
The total cost of UNM’s Online Master of Science in Computer Engineering – Applied Machine Learning and Artificial Intelligence Systems Engineering is $16,701. For our calculations, we combined the cost per credit for Accelerated Online Programs (AOP) with the School of Engineering’s tuition differential. This is the same for in-state and out-of-state students and there are no mandatory fees.
Affordable Highlights
- Total Program Cost: $16,701
- Cost Per Credit: $432.40 + $106.32 School of Engineering Differential
- Credits: 31
- Program Length: 18 Months or More
- More Info: Tuition & Fees
Why Study AI Online at UNM?
UNM’s online MSCE is one of our top picks for computer engineers! It’s a coursework-only program that’s offered by the best school for AI in New Mexico and a Carnegie R1 institution. In addition to having a great Department of Electrical and Computer Engineering (ECE), UNM has strong ties to Sandia National Laboratories (SNL) and the Los Alamos National Laboratory (LANL).
For the curriculum, you’ll be expected to complete 13-16 credits of required courses in AI fundamentals (e.g. ML, deep learning, digital image processing), as well as a graduate seminar and an ML-based project (Problems). After that, you can use the remaining 15-18 credits to choose ECE electives in areas such as advanced networking, AI infrastructure, IoT, cloud computing, and more.
18 Indiana Wesleyan University – Marion, IN
Online Master of Science in Artificial Intelligence (MSAI) – Data Analytics
IWU’s 30-credit Online Master of Science in Artificial Intelligence – Data Analytics is charged at $590 per credit, which comes to a total cost of $17,700. Keep in mind that additional fees for resources & services will be levied throughout the program. Ask the enrollment counselor for a cost sheet.
Affordable Highlights
- Total Program Cost: $17,700
- Cost Per Credit: $590
- Credits: 30
- Program Length: 16 Months
- More Info: Tuition & Fees
Why Study AI Online at IWU?
IWU is a private evangelical Christian university in Indiana, so it’s not as well-known as some of the names in our rankings. However, it has ensured that its MSAI is taught by experienced faculty, including the former Deputy Chief Data Officer (CDO) and Deputy Chief Digital and AI Officer at the U.S. Department of Defense (Dr. Clark Cully). Just remember that you’ll be framing AI decisions with Biblical principles in mind.
View the University Catalog for course descriptions—the MSAI is classified as a College of Adult & Professional Studies (CAPS) program. Instead of focusing on high-level programming, the curriculum is a blend of practical AI tools & applications (e.g. ML fundamentals and LLMs) and data analytics principles (e.g. big data, data visualization, etc.). It’s also open to candidates who haven’t majored in computer science.
19 CUNY School of Professional Studies – New York, NY
Online Master of Science (MS) in Generative AI
Launched in 2026, CUNY’s 100% Online Master of Science in Generative AI is priced at $565 per credit for out-of-state students, with a total price of $17,738. (The cost for New York residents would be $14,888.) Our total cost estimate includes all mandatory per semester/term fees, including the technology fee, student activity fee, and student senate fee.
Affordable Highlights
- Total Program Cost: $17,738
- Cost Per Credit: $565
- Credits: 30
- Program Length: ~1-2 Years
- More Info: Tuition & Fees
Why Study AI Online at CUNY SPS?
The CUNY School of Professional Studies (SPS) is an arm of the City University of New York that’s specifically designed for working professionals & adults who require online learning. This is a technical degree aimed at students with a background in computer science, data science, or a relevant STEM field. It’s headed by Dr. Arthur O’Connor and contains practical coursework in LLMs, NLP, prompt engineering, intelligent agents, and responsible AI.
This is a new degree at CUNY SPS, so we recommend you ask the program coordinator for a complete list of faculty and attend an online information session for more info on delivery methods. Since it focuses specifically on generative AI, it might be a good fit for aspiring prompt engineers, generative AI engineers, and AI product managers or designers. You can also use the final capstone to create a project for your portfolio.
20 Dakota State University – Madison, SD
Online Master of Science in Artificial Intelligence (MSAI)
The cost of DSU’s affordable Online Master of Science in Artificial Intelligence just ducks under $18k, with a total price of $17,993 for out-of-state students. Since all of the credits in the MSAI are classed as computer science courses, we used the part-time tuition rate for Online Masters Non-Resident CSC courses. In 2026, this was $599.75 per credit, including the delivery fee.
Affordable Highlights
- Total Program Cost: $17,993
- Cost Per Credit: $599.75
- Credits: 30
- Program Length: 16 Months or More
- More Info: Tuition & Fees
Why Study AI Online at DSU?
On a full-time plan of study, DSU’s MSAI can be polished off in 4 semesters (2-3 courses per semester). Part-time study is also available. The curriculum is evenly split between foundational AI coursework and electives. Once you get through standard topics in AI, ML, and neural networks, you can go to town on niche areas of AI. Specializations are available in Biomechanics, Cybersecurity, and Data & Digital Intelligence. You’ll end your degree with an AI capstone project.
DSU is a great choice for security-minded students. The Beacom College of Computer and Cyber Sciences is one of only 10 institutions to hold all three NSA Center of Academic Excellence (CAE) designations and it has a tight relationship with the NSA. It even runs its own DakotaCon Security Conference. Explore what’s happening with the Madison Cyber Labs (there’s one that is completely devoted to AI).
21 Murray State University – Murray, KY
Online Master of Science in Management Information Systems (MS in MIS) – Business Analytics and Artificial Intelligence
In 2026, Murray State University’s efficient Online Master of Science in Management Information Systems (MS in MIS) – Business Analytics and Artificial Intelligence had a total cost of $18,180. It’s a 30-credit master’s degree charged at $606 per credit with no additional fees.
Affordable Highlights
- Total Program Cost: $18,180
- Cost Per Credit: $606
- Credits: 30
- Program Length: 12-18 Months
- More Info: Tuition & Fees
Why Study AI Online at Murray State?
This online MS in MIS from the AACSB-accredited Arthur J. Bauernfeind College of Business is heavily weighted toward day-to-day management concerns. Think of areas like enterprise resource planning (ERP) systems, project management & Project Management Institute Body of Knowledge (PMBOK®) guidelines, software development cycles, and SCRUM Agile methodology.
The curriculum consists of 8 courses in core fundamentals (e.g. data management), 3 electives in business analytics & AI, and a capstone project in computer information systems. There isn’t a huge amount of in-depth AI work, but you’ll have a chance to deploy machine learning and statistical modeling in the service of your goals.
Explore Murray State’s Online MS in MIS – Business Analytics and AI
22 Lindenwood University – Saint Charles, MO
Online Master of Arts (MA) in Human-Centered Artificial Intelligence
Priced at $18,750, Lindenwood University’s Online Master of Arts in Human-Centered Artificial Intelligence is the first arts-centered AI program in our rankings. The MA is classified as an Accelerated Online Program, so we’ve used the $595 per credit rate and factored in the mandatory online technology fee for 5 semesters (fall/spring/summer/fall/spring).
Affordable Highlights
- Total Program Cost: $18,750
- Cost Per Credit: $595 + Online Technology Fee
- Credits: 30
- Program Length: 12 Months or More
- More Info: Tuition & Fees
Why Study AI Online at Lindenwood?
Lindenwood has developed an interdisciplinary program is aimed at non-technical professionals who wish to deploy artificial intelligence in their own fields of practice. No previous coding & programming experience is required in order to apply. It’s the brainchild of the Department of Art, AI, and Visual Culture, which runs its own Human-Centered AI and Interactive Technology Hub. Check out the projects & labs for research opportunities!
Then explore the 30-credit curriculum. In addition to tackling specialized coursework in areas like coding & scripting with generative AI and data analysis & visualization, you can select two electives (e.g. internship). All MA students are expected to tackle a non-thesis applied project or a traditional thesis for their final requirement.
Explore Lindenwood’s Online MA in Human-Centered Artificial Intelligence
23 Houston Christian University – Houston, TX
Online Master of Science in Artificial Intelligence (MSAI)
In 2026, the total cost of Houston Christian University’s Online Master of Science in Artificial Intelligence came to $18,777. The cost per credit is $545, but all students are charged $24 per credit for BookPass. So we’ve included that fee in our calculation.
Affordable Highlights
- Total Program Cost: $18,777
- Cost Per Credit: $545 + BookPass Fee
- Credits: 33
- Program Length: ~1-2 Years
- More Info: Tuition & Fees
Why Study AI Online at HCU?
HCU is a private Baptist university in Houston that makes a point of integrating AI theory and Christian principles. There’s a lot of emphasis on ethical stewardship and responsible development. The program is 100% online, but Houston-based professionals should also explore the low-residency program with weekend sessions.
The technical curriculum features 10 mandatory courses in all aspects of AI. You’ll have the chance to explore AI foundations, ML, neural networks & deep learning, NLP, computer vision, robotics, reinforcement learning, data mining, evolutionary computing, and AI ethics. The program culminates in a research-focused thesis or an industry-based Applied Learning Practicum (e.g. deploying AI solutions in enterprise environments).
24 University of Maine – Orono, ME
Online Master of Science (MS) in Data Science and Engineering (DSE): Artificial Intelligence Focus
At the University of Maine, students can earn an interdisciplinary Online Master of Science in Data Science and Engineering: Artificial Intelligence Focus for a total program cost of $18,780. Data Science & Engineering programs are not classified as Engineering programs for the purposes of tuition. Instead, they fall under the “Graduate—All Others” rate. This rate is the same for in-state and out-of-state online students.
Affordable Highlights
- Total Program Cost: $18,780
- Cost Per Credit: $626
- Credits: 30
- Program Length: ~1-2 Years
- More Info: Tuition & Fees
Why Study AI Online at UM?
Although the DSE program doesn’t have a specific concentration in AI, it does allow students to choose a focus area in this discipline. That means you can mix and match courses from theme areas (e.g. data analytics, data security, etc.) with AI credits in topics such as ML, computer vision, deep learning, and artificial neural networks. All students are expected to complete a Data Science Practicum.
Ask the program coordinator which AI courses are available to online graduate students, then take a minute to investigate the biographies of DSE faculty. Many of your professors in AI courses will be working within the School of Computing and Information Science and the Department of Electrical and Computer Engineering.
25 Mississippi State University – Starkville, MS
Online Master of Science in Artificial Intelligence (MSAI)
For part-time study, the total cost of Mississippi State University’s Online Master of Science in Artificial Intelligence is $18,786. This price is the same for in-state and out-of-state students. For our calculations, we used the part-time online graduate rate of $581 per credit and added the $25 per credit instructional support fee. Full-time students who commit to 9 or more credits pay $5,227 per semester.
Affordable Highlights
- Total Program Cost: $18,786
- Cost Per Credit: $581 + Instructional Support Fee
- Credits: 31
- Program Length: ~2 Years
- More Info: Tuition & Fees
Why Study AI Online at MSU?
This MSAI is a 100% online technical program that’s run by MSU’s Department of Computer Science and Engineering. Since you can choose a thesis track, we’re flagging it for folks who have an especial interest in AI research. MSU is a Carnegie R1 institution with a solid number of research labs in AI & robotics, including an active Predictive Analytics and Technology Integration (PATENT) Lab. MSU’s Data Science Academic Institute research centers may also offer opportunities.
Use the Program of Study options to explore the differences between the non-thesis and thesis tracks. All MSAI students must complete a seminar course and a computer science theory course, 4 courses in AI/ML foundations, and electives in sub-fields of AI (e.g. robotics, neural networks, computation biology, etc.). Non-thesis students who wish to work on their own area of AI have the option to complete a directed project in lieu of an elective.
26 University of South Florida – Tampa, FL
Global Online Master of Science in Artificial Intelligence and Business Analytics (MS/AIBA)
USF’s Global Online Master of Science in Artificial Intelligence and Business Analytics is a STEM-certified business AI degree with a total cost of $18,975. USF is a public university, but the tuition rate is the same for in-state and out-of-state students. Better yet, this efficient program from a Carnegie R1 institution can be completed within one year.
Affordable Highlights
- Total Program Cost: $18,975
- Cost Per Credit: $575
- Credits: 33
- Program Length: 12 Months
- More Info: Tuition & Fees
Why Study AI Online at USF?
If you’re looking for an affordable, corporate-focused AI program with a personalized feel, then USF may be the ideal match. The Online MS/AIBA features live online meetings on weekends and remote video conferencing. It’s the brainchild of USF’s Muma College of Business, which is AACSB-accredited, and a host of technically-minded faculty members.
The curriculum kicks off with core coursework in business statistics, ML, and database management before sliding into a concentration in Analytics & BI, Fintech, or Information Assurance. You’ll have the chance to select 15 credits of electives, including an internship, but none of them are in advanced AI topics. All MS students tackle a capstone project.
27 Southwest Baptist University – Bolivar, MO
Online Master of Science in Artificial Intelligence (MSAI)
Southwest Baptist University’s Online Master of Science in Artificial Intelligence is the final university in our affordable rankings to offer an online master’s in AI that’s under $20k—in 2026, the total cost was $19,350. This figure includes the $585 per credit tuition rate and additional per credit fees for education materials and technology.
Affordable Highlights
- Total Program Cost: $19,350
- Cost Per Credit: $585 + Education Materials & Technology Fees
- Credits: 30
- Program Length: 1-2 Years
- More Info: Tuition & Fees
Why Study AI Online at SBU?
SBU’s program is a Christ-centered degree with 100% online, 8-week classes. It’s offered through SBU Worldwide Campus and the Robert W. Plaster College of Business, so we’re highlighting it for business professionals who are looking for training in corporate applications of AI.
The course plan consists of 9 courses in AI and a final capstone project. You’ll explore technical areas like ML foundations, cloud infrastructure & security, and applied NLP. But you’ll also be working on areas such as mobile app development, big data analytics for IoT, and applied AI solutions for business & tech.
Methodology: How We Calculated Prices for the Cheapest Online Master’s in AI
Our affordable rankings methodology is based on the total cost, including all mandatory fees. Here are the factors we used to determine the most affordable master’s in AI degrees under $20k in 2026, including a breakdown of our calculations:
- Total Tuition: We start by collecting data on the credits required to graduate and the cost-per-credit rate for the online master’s in AI. For schools that charge tuition on a per semester basis, we use 5 semesters for programs that don’t specify a timeline (e.g. 6 credits per semester for a 30-credit program). We also include any mandatory online or technology fees in our calculations, which is why our estimate may be a little higher than the price quoted on the program website.
- Tuition Type: At public universities, tuition rates can differ based on a student studying in-state versus out-of-state. In addition, some schools have a separate per credit tuition rate for online graduate students. To keep things fair, we always use the online student rate or out-of-state rate for our cost quotes. However, you may be able to find lower tuition rates for an online AI graduate program from a public university in your area. If this appeals to you, browse AI programs by state.
- Online Status: To appear in our affordable rankings, AI graduate programs have to be 100% online or mostly online with minimal on-campus requirements. Keep in mind that a number of schools will offer exactly the same program in an alternative hybrid format. So folks who live close to the universities in our rankings may wish to consider a blended degree with some visits to campus.
- Program Focus: We only consider online graduate programs in artificial intelligence or related degrees with AI and/or machine learning tracks. That means you’ll spot of number of affordable online Master of Science in Computer Science (MSCS) programs with an AI concentration in our rankings. We decided to exclude any niche degrees that do not have enough technical coursework (e.g. EdD in Education Leadership – Artificial Intelligence).
- Regional Accreditation: Universities & colleges must hold appropriate regional accreditation in order to be considered for our rankings. Both non-profit and for-profit universities in the USA can be regionally accredited. Although every affordable online AI program on this list is offered by a non-profit school, we are also willing to consider for-profit options.
- Tie-Breakers: If two schools are offering an affordable online master’s in AI at the same price, we will rank the R1 university first. In 2026, that meant CU Boulder’s Online MS-AI on Coursera ($15,750) ranks at #14 and Concordia University, St. Paul’s Online MSAI ($15,750) ranks at #15.
Key Findings for 2026
- The most affordable online master’s in artificial intelligence in the USA is offered by Georgia Tech. When you include the mandatory per semester technology fee for 5 semesters, the estimated cost of this program was $8,950 in early 2026.
- Universities in the Southeast and the Midwest regions tend to offer the cheapest online master’s in AI degrees. Our affordable rankings include 4 Georgia schools, 3 Texas schools, 2 Alabama schools, 2 Mississippi schools, and 3 Missouri schools.
- You don’t have to sacrifice quality for price! Six schools in our affordable rankings are Carnegie R1 universities: Georgia Tech, UT Austin, CU Boulder, UNM, Mississippi State, and USF.
How to Choose an Affordable Online Master’s in AI
To keep pace with student demand, universities have been doubling down on offering low-cost online graduate programs in artificial intelligence. Our 2026 cost table now features 27 affordable online graduate degrees in AI under $20,000.
But with that choice may come confusion. It can be difficult to make a decision when you’re looking at 10+ online MSCS and MSAI programs that are all in the same price range. If you’re in this position, here are some ways to whittle your shortlist down to a few options.
Online MSCS vs. Online MSAI: Generally speaking, the MSCS is going to start with coursework in computer science “breadth” areas that are unrelated to AI. An MSAI is almost always going to launch you straight into artificial intelligence credits. Having said that, an online MSAI may not feature advanced technical electives or opportunities for self-directed research. This is where you may wish to consider an MSCS. Always check the curriculum to see which way the program is leaning. We go into more detail about the differences between the MSCS, the MSAI, and related majors in our guide to the Best Master’s in AI Programs.
Oddball Majors: Some schools now offer unique artificial intelligence programs for professionals in specific industries. Examples include Lindenwood’s arts-focused Online MA in Human-Centered Intelligence and USF’s business-focused Global Online Master of Science in Artificial Intelligence and Business Analytics. As the titles suggest, these programs will be laser-focused on AI issues within your area of expertise. If you’d prefer something that’s a little less specialist, consider the MSAI programs that ground you in AI principles and then allow you to select electives in your area of interest.
Carnegie R1 Universities vs. Smaller Schools: In our 2026 rankings of affordable online graduate AI programs, there are six Carnegie R1 public research universities. They are: Georgia Tech, UT Austin, CU Boulder, UNM, Mississippi State, and USF. Big schools like these will have the clout to fund AI labs & centers and may have valuable ties to industry & government partners. So they’re great choices if you’re interested in exploring original research ideas or tackling a real-world capstone project. If you’d prefer a more personalized online program with fewer students, smaller schools and Christian options may be more relevant.
Departmental Strengths: In the program profiles, you’ll find links to departmental websites, faculty profiles, and AI labs. Use these resources to get a sense of the “personality” of the school. For example, Dakota State and Kennesaw State might be strong picks if you’re fascinated by the intersection of AI and cybersecurity. If a capstone or thesis is included in the program, think about how the work of your professors could intersect with your research topic. Most programs provide links to faculty bios.
Unique Curriculum Elements: Employers will always want to see evidence of AI work experience and hard skills on your résumé. So keep an eye out for programs that include work on real-world industry projects, offer internships as electives, arrange virtual networking opportunities, and allow you to add graduate certificates or micro-credentials in your area of interest. Because universities are playing catch-up with AI, we always recommend chatting to recent alumni to find out if the MS coursework was outdated or too theoretical. You don’t want to pay for something you could do for free online.
Affordable FAQ
How Many Online Master’s in AI Programs in the USA Are Under $20k?
In 2026, we found 27 online master’s in AI programs from regionally accredited universities & colleges in the USA that cost under $20k. This list includes online master’s programs in computer science with an AI concentration, dedicated online MSAI programs, and combined majors in areas like AI & data science or AI & business analytics.
What are the Hidden Costs of Online Master’s in AI?
In addition to the baseline tuition rate, online master’s in AI students may be expected to pay mandatory per credit and/or per semester fees such as a technology fee, online learner fee, instructional support fee, or the like. Graduate students may also be responsible for one-off costs such as an application fee or graduation fee. Ask the program coordinator for a sample budget if you find these costs confusing.
Can I Use an Affordable Online Master’s in AI to Conduct AI Research?
A number of online master’s in AI programs in our affordable rankings culminate in a final thesis and/or research-based capstone project. Other degrees will allow you to choose a thesis as an elective. Browse through our profiles for curriculum descriptions.
If you are studying online, you may not have access to the same research opportunities, assistantships, and AI labs as on-campus graduate students. So you will need to plan ahead. Before applying, ask the program coordinator for examples of theses & capstones from the online degree to see if the research level is high enough for your purposes.
Can I Complete an Online Master’s in AI While Working Full-Time?
You can complete an online master’s in AI program while working full-time, but it may involve reducing your course load to a part-time plan of study (e.g. 1-2 courses per semester). It’s important to note that our affordable 2026 rankings now include a self-paced option from Western Governors University.
The program coordinator will be able to advise you on the typical schedule for a working professional. Recent alumni of the program will also have an excellent sense of how to juggle time commitments.
How is a Low-Cost Online Master’s in AI Perceived by Employers?
Employers don’t see the cost of an online master’s in AI on your résumé; they see the title of the degree and the name of the university. That means the value of an affordable online master’s in AI will depend on a number of factors, including:
- The school’s reputation for technical training
- The school’s location and ties to local industries (e.g. Texas and energy)
- Departmental strengths in sub-fields like cyber AI
- The relevance of the AI concentration or major
- The chance to work on real-world projects & internships in AI
We always recommend chatting to former students before applying to any graduate program in artificial intelligence—they will know if the coursework is relevant to the workplace.
